Hours

  • Regular Hours
    Sunday
    Closed
    Monday
    09:00 AM - 05:00 PM
    Tuesday
    09:00 AM - 05:00 PM
    Wednesday
    09:00 AM - 05:00 PM
    Thursday
    09:00 AM - 05:00 PM
    Friday
    09:00 AM - 05:00 PM
    Saturday
    Closed
  • Evening & Weekend Appointments

Experience & Reliability

  • In Business Since: 2002
  • References Available
  • Years of Experience: 15
  • Insured
  • Licensed
  • License Numbers: P116816
  • Graduate of United States Military Academy
  • Family Owned & Operated

Services

    • Phone Quotes
  • Independent Insurance Agent
  • Life Insurance

Payment

  • Personal Checks

About Us

  • 123 Investing is a Consulting firm which specializes in total financial planning for families, business executives, and military and government personnel. Our company is an exclusive group of associates who provide complete and objective investment advice for our clients. Through our programs and services, we advise our clients on the problems caused by inflation, taxes, and money management- all vital issues in today’s rapidly changing economic times. We focus on alternative solutions and provide recommendations designed to help achieve financial success for our clients. Our approach to the changing problems and opportunities that make up today's economy is unique. We apply financial planning principles and techniques that are custom designed for each client. We do not represent any one company; instead, we represent the needs of our clients: providing solutions that are both objective and comprehensive. Our clients' financial planning goals are, and will always be, first and foremost. Our Financial Planning tools include using Mutual Funds, Separately Management Accounts, Annuities, Life Insurance, Disability Insurance and Long Term Care. If you need help opening up a Roth IRA or converting a 401k Plan to a Traditional IRA please give us a call. We have been providing Financial Planning, Investment Advice and Personal Retirement Planning since 2002 with our location in Apollo Beach, Florida. Michael W. Mandarino, the owner graduated from the United States Military Academy in 1996 and served 5 years in the United States Army and left with a Honorable Discharge as a Captain in the US Army Military Police. He is a member of the West Point Society Florida West Coast Alumni Chapter. Michael is also a Life-time member of the Veterans of Foreign Wars and the Association of the United States Army. Recently Michael graduated from the Bible Center for Training for Pastors with a Pastoral Certificate. Michael is married and has a daughter who attends Florida State University. Michael attends The Crossing Church, in Ruskin, Florida and Jesus Christ is his Lord and Savior!