With the implementation of the Affordable Act, health insurance for individuals seeking coverage on their own has changed. It requires uninsured individuals to have health insurance starting January 1, 2014, or pay a penalty when you file your taxes. While larger-size businesses have to offer their full-time workers insurance under the law, small businesses do not have to offer coverage. With the 135 group, we have the knowledge and experience to help you though your healthcare options. The two options are individual and group policies. We will gather you or your company’s specific needs, to find the most coverage at the lowest possible cost. Having employees over the age of 65, it is worth your time to looking into Medicare supplement programs and the advantage program to fit their needs and lower your cost on group insurance. The 135 Group LLC, works with over 40 carriers and understands each carriers preference for whom they insure. If you have some past underlining issues that have driven your healthcare cost up in the past, we can direct you to a more affordable option. Navigating all the different options and understanding coverage and percentages can be a confusing. If you would like to set up a face to face appointment, please call 520-749-3297