America's Best Health & Life Agents USA Benefits Group is a nationwide network of insurance professionals who have been serving small business owners and the self-employed since 1988. Our independent agents offer Critical Illness Plans, Accident Plans, Medicare Supplements and many other benefits including options for those individuals with significant pre-existing conditions. The health plans offered fit every budget and lifestyle; whether you’re a recent graduate, self-employed, retiring early, or working without health coverage. One could be just right for you.