About Us We provide the lowest Ohio car insurance rates for consumers. We're local, and have more than 35 years of service helping customers find the best rates for both high-risk and preferred policies. Whether you live in Dayton, Toledo, Columbus, Cleveland, or any other city, we shop and research all companies in your area so you save money. Discounts are offered by most carriers if they also cover your home, personal property, motorcycle, RV, or mobile home.