About Us

• As with most other things in life, the key to achieving your long-term financial objectives is planning. Your goal may be to fund your children's college education, protect your family during your working years, or secure your own retirement security. These things won't happen by accident. It's important to determine what you'd like to achieve financially and then map out a strategy that will help you meet those goals. The good news is that it's never too late to start.
  
  Of course, planning your financial future can be intimidating. Luckily, you don't have to do it alone. We are trained professionals who can help you identify your financial needs and then determine which insurance and financial products may best help you meet your objectives.
  
  Your retirement needs are as individual as you are and Carstens Financial Group works to address those unique needs through estate strategies, pre-retirement and retirement funding and business insurance services. Our "Big Picture" approach includes communication and candor, and a full range of products and services to provide possible solutions for your unique retirement.
  
  Our service philosophy places your needs, goals and desires first. We'll conduct a thorough and ethical review of your current financial status and create solutions to help you meet, and exceed, your expectations.
  
  Planning isn't a one-time thing. We're with you through each step of the process because your life or circumstances may change, and strategies may need periodic adjustment. Working together, we can help you achieve your retirement dreams.
  
  At Carstens Financial Group, we simplify matters for you by offering a wide variety of products and service to help you achieve your financial goals all in one place.
  
  Our Products
  Stocks, Bonds and Mutual Funds
  Deferred, Fixed and Variable Annuities
  Lifetime Income Annuities
  Individual & Group Life Insurance
  Individual & Group Health Insurance
  Long-term Care Insurance
  SEPs, Simple IRAs and 401(k)s
  
  Our Personal Planning Services
  Life Insurance Needs
  Estate Conservation Planning
  Income Protection
  College Funding - Section 529 Plans
  Charitable Planning
  Asset Allocation
  Retirement Planning
  IRA Funding - Traditional and Roth