"Cents Savvy's mission is to provide a comprehensive personal & small business finance resource for those working towards building financial independence, security, and most importantly wealth." Cents Savvy is an online tool for anyone who is interested in becoming savvy about their finances. Americans now more than ever are accumulating substantial personal debt, are living above their means, and are not properly preparing for their financial future. We see this in the extended period of time people are working past the "standard retirement age." Cents Savvy is a place for people to gain a basic understanding of personal financial concepts and to get tips to continue down a path of personal financial security.