We put our clients in control of their future should something happen to them. After hearing stories of group or association plans not covering the recently disabled during claim time as comprehensively as they initially believed it would, we created DI4MDs to take a proactive approach with serving the physician community. They once believed that they were fully protected; however, after they filed the claim, they realized it was too late to obtain any comprehensive coverage. The plans we recommend are non-cancelable and guaranteed renewable with an own occupation definition of disability. This means that the insurance companies, employers, and associations can never cancel coverage, raise rates, or reduce benefits; should you become sick or injured and not be able to perform the exact duty that your occupation requires, you will be paid the full benefit until the end of your benefit period. It is our mission to educate you on what is available in the marketplace and make recommendations that put you, not the insurance companies, in control.