About Us

• First Federal Bank is the oldest locally owned financial institution in Harnett County. First Federal is a local institution dedicated to serving its communities. We offer many products and services including:
  
  
• business and personal checking
  
• Complimentary Online Banking
  
• A variety of checking account options including interest bearing
  
• Personal Loans:
  
• Unsecured and secured personal loans
  
• Home Equity Lines of Credit
  
• Home Mortgages
  
• Business Loans
  
• Fixed rates
  
• Flexible terms
  
• Affordable payments
  
• Local decisions
  
• Quick approval
  
• Personal service
  
  We offer:
  
  
• Acquisition & Land Development Loans
  
• Construction to Permanent Loans
  
• Lines of Credit
  
• Merchant Credit Card Services
  
• Overdraft Protection
  
• Residential Real Estate Loans (income producing)
  
• Commercial Real Estate Loans (owner occupied and income producing)
  
• Small Business Loans
  
  Our mission is to serve our communities' financial needs by developing and implementing products and programs that fulfill those needs; by providing the highest level of customer service in terms of efficiency, courtesy, and professional conduct; and by maintaining a sound, profitable, progressive institution that strives to be a responsible employer and good corporate citizen.
  
  Call or visit us today in one of our many convenient locations in Harnett, Wake, and Johnston counties to begin a financial relationship that will last.