About Us Joel T. Cheatham Insurance Agency has been your dedicated insurance agency, serving the community of Henderson since 1914. As your local source for insurance services and solutions, our entire staff prides itself on offering personalized and responsive customer support to our customers throughout the Henderson area. At Joel T. Cheatham Insurance Agency, our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. Our experienced staff members can outfit you with tailored solutions for your auto, home, and business insurance requirements and personalize each insurance product to your specific individual needs while providing competitive rates for our valued clients. The Joel T. Cheatham Insurance Agency Team is committed to providing clients with the highest quality insurance plans available combined with some of the lowest rates available in all of North Carolina. Whether you’re shopping for auto insurance, home insurance, health, life or business insurance, we can help get you the best coverage available with the lowest rate possible. We specialize in the following North Carolina Insurance Services: Although our primary area of service is located in Henderson, North Carolina, we offer unparalleled service and competitive quotes to clients throughout the entire State of North Carolina!