Kevin Hanly has practiced bankruptcy, consumer law and commercial litigation for over 30 years in New Jersey. He is a graduate of the Student Loan Workshop, and is using his experience to deal with student loan debt whether it be federal, state or private. If you have federal loans, private or state loans, or are facing bankruptcy, Kevin Hanly can help. He can give you the information you need to effectively deal with student debt, protect co-debtors, find flexible payment options, negotiate settlements, and more. • 35 years’ experience with creditor negotiations, foreclosures, loan modification, and bankruptcy • Over 30 years’ experience in bankruptcy law, consumer law and commercial litigation • Graduate of the Student Loan Workshop • Awarded the Equal Justice Medal by Legal Services of New Jersey for his long term commitment to helping needy families in dealing with financial difficulties.