While a short term loan is not intended to meet long term financial needs, our loans offer a short-term financial resource that is designed to provide needed cash to you, quickly. Our loans are structured to be paid off by multiple installment payments on a set schedule. Each installment payment will lower your outstanding loan principal by an equal amount. In addition, each payment includes a fee based on the amount of principal you currently owe. There is no balloon payment at the end of your loan – when you make your last payment listed on your payment schedule, the loan will be completely paid off. Qualified returning customers may be eligible for rate discounts. Our loan process is quick and simple. Your application can be completed online and signed electronically and, if you are approved, your funds can be deposited electronically into your account as soon as the next business day. Repayment is also simple. You can repay your loan using our standard repayment schedule, you can pay additional amounts toward your principal on scheduled payment due dates, and you can pay off your loan in full at any time without penalty.