Merrimack Mortgage contributes to the health and growth of the region's economy by offering many types of loan products to its customers, including conventional fixed rate loans, adjustable rate loans, jumbo loans, Federal Housing (FHA) loans, Rural Housing loans, and loans guaranteed by the Veterans Administration. In addition, on the state level, the company participates in homeowner programs offered by the New Hampshire Housing Finance Authority as well as the State of Maine, Vermont and Massachusetts Housing Authority. For many families, whether they are just starting out or entering their golden years, Merrimack Mortgage makes the classic American dream of home ownership a reality. The company also helps customers refinance home mortgages in order to lower mortgage payments or make other dreams come true, such as a college education or home improvement.