I provide tailor made packages that blend risk retention, risk transfer, and customized claims management to effectively manage your total cost of risk and unlock significant long term savings. Insuring all property coverage including: Loss of Income, Workers Compensation, Crime Coverage, Errors & Omissions, Automobile Physical Damage, Inland Marine (transportation), General, Law Enforcement, Automobile Liability, and more. Insurance provides security for the elements of risk which are unpredictable. Risk factors and ratings are becoming more and more complex, customers need a knowledgeable broker who understands and can recommend the correct coverage's to protect their client’s assets, which an online computer program cannot. I provide my clients with the best mix of coverage, service and price.