About Us

• As an Independent Insurance Consultant, I am able to quote MULTIPLE companies. I will help you find the best solution for your particular needs and situation.
  
  My team and I offer a portfolio of products and services including coverage for homes, automobiles, valuable collections, personal property, watercraft and more. In addition, our programs provide asset protection from lawsuits through liability insurance including excess and umbrella coverage.
  
  We provide personalized service to meet the individual needs of our clients. We will review coverage options, market trends and make recommendations. Our benefits specialists offer an array of life, health, long term care, and disability insurance products.
  
  For high net worth individuals, we offer our Private Client Group. This division provides a suite of specialized services and programs to meet the complex personal insurance needs of these individuals and families.
  
  
  PERSONAL Products & Services:
  
  Life, Health, Disability, Long Term Care, Estate Planning, Pension Planning...
  Automobile
  Classic and Antique Cars
  Homeowners for Primary Residence, Vacation, and Rental Property
  Condo Owners and Renters
  Recreational Vehicles
  Personal Excess Liability/Umbrella
  Valuables collections
  Flood and Excess Flood
  Watercraft
  
  
  BUSINESS/COMMERCIAL Products & Services:
  
  Commercial Property
  General/Products Liability
  Automobile and Fleet Coverage
  Workers' Compensation
  Umbrella/Excess Liability
  Surety Bonds
  Medical Malpractice
  Miscellaneous Professional Liability
  Directors and Officers Liability
  Employment Practices Liability
  Fiduciary Liability
  Internet Liability
  
  
  In addition to fully insured programs, we offer such innovative solutions as risk retention, risk purchasing groups, owner-controlled insurance programs (wrap-ups), joint insurance funds, and self-insured programs.
  
  
  We sell and administer benefit programs to Employer and Association Groups that include Medical, Disability, Life, Dental, and Prescription Drug coverage. In addition, we market affordable, state of the art human resource support systems though our HR Partners.
  
  EMPLOYEE BENEFIT Products:
  
  Medical
  Prescription Drug
  Dental
  Life
  Accidental Death & Dismemberment
  Short Term Disability
  Long Term Disability
  Long Term Care
  Vision
  Voluntary Benefits
  Travel Accident
  K-12 Student Accident
  College Student Medical
  
  Administrative Services:
  
  TPA
  Section 125 POP Plans
  FSA
  HRA
  HSA
  
  
  Industry Focus
  
  My team and I provide expert consultation to companies in industries such as:
  
  Construction
  Commercial real estat
  Banks / financial institutions
  Hospitals / long term care facilities / physician groups
  Life sciences and technology
  Manufacturers
  Wholesalers
  Law firms
  Accounting firms
  Non Profits / social service organizations
  Municipalities / governmental entities
  Schools, colleges and universities
  Emergency fire and rescue squads
  Cemeteries and funeral directors
  Landscaping
  Main Street business
  Home Companion Care