About Us

• Cogent Bank is a state chartered, full service commercial and retail bank. Our goal is to help client achieve their financial goal through an exceptional experience, innovative technology and customized financial solutions. We believe banking is personal and requires high touch, innovative services designed to make managing financial transactions easier. We offer a broad range of lending, depository, treasury management and mobile banking services designed to meet the complex and diverse needs. We are passionate and knowledgeable bankers with deep roots in the communities we serve. Our team consists of over 70 financial professionals located in Central, Northeast and West Florida. Together, we pair our financial expertise with a passion for client success to deliver unparalleled commitment to our client’s success.