Farmers & Merchants Bank is proud to be an independent community bank. The bank was chartered on April 15, 1908, as a state chartered bank in Timberville, VA and is the oldest banking business native to Rockingham County, VA. We serve the Shenandoah Valley with nine conveniently located full-service branches, a network of ATM’s, and a wide variety of financial services including banking, investments , and insurance products. Both individuals and businesses find that our professional staff and up to date equipment provide the kind of responsive, knowledgeable, and reliable service that only a progressive community bank can.