Thousands of Oregonians, including my Medford, Oregon clients and my Klamath Falls, Oregon clients, have been successful in rebuilding their financial health and eliminating stress by using the tools provided by Congress in the United States Bankruptcy Code. They have been able to move on to financial health and to rebuild their credit.Many of my Medford, Oregon bankruptcy clients know that they are unable to pay their debts and need to find some way to deal with those debts. They lose sleep with worry and stress over whether the Jackson County home will be lost. They worry about the Medford car being repossessed because of the late payments. OR, they are current on the bills but are using advances on credit cards to pay the other credit cards.