With so many different avenues available for financial advice, instead of just listing our services here (which will sound very similar to other firms), we want to simply summarize the features which we believe distinguishes our firm. Four Primary Reasons to Choose Spectrum Financial: Independent and Predominately Fee-Only – The most client-focused and transparent business model available. Technology and Communication – Proactive, relevant and frequent – so clients always feel connected and informed. Client Service – We want to exceed expectations. Investment Philosophy – Logical, organized, and flexible - using both internal and external expertise. Why is it so difficult to find and select an investment advisory firm? It is one of the most important decisions an individual or family can make, and yet it is often made with something less than a complete set of facts. Transparency from both sides is the key to producing solid advisor/client relationships, and the topics below are the core issues which define Spectrum Financial.